P2P Lending

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Peer-to-Peer (P2P) Lending in cryptocurrency, also known as  P2P lending, crowdlending, or social lending refers to the practice of lending assets that is devoid of the involvement of a middleman where the borrowers directly connects with the lenders. Such loans depend on the collateral material that is originally owned by the borrowers. P2P lending is most common in the Ethereum blockchain. They can now make use of the Decentralized networks and the smart contracts for opening up new possibilities to access financial services outside the traditional banking infrastructure.

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